Occupational healthcare with medical care

Under the Occupational Healthcare Act, companies are required to provide occupational healthcare services for their employees regardless of the number of employees, job roles, working hours, or the duration of the employment relationship. Occupational healthcare is voluntary for self-employed entrepreneurs.

A company may choose to add medical treatment services to its occupational healthcare. Comprehensive medical services help prevent illnesses and support employee wellbeing, something that shows up directly in the company’s performance. Our medical center offers a fixed-price agreement that includes unlimited remote consultations with general practitioners and occupational healthcare nurses.

A fixed-price package includes unlimited number of doctor visits, which is especially valuable since the need for medical appointments is impossible to predict. With a fixed monthly fee, the employer can plan occupational healthcare expenses in advance while ensuring employees receive the care they need.

Kela reimburses up to 60% of the costs for medical preventive care, in particular, for measures including statutory procedures required by law (Kela I), and up to 50% of employees’ medical care costs (Kela II).

The amount of the reimbursement depends on the number of employees and the form of the company.

Kela reimbursements are paid to self-employed entrepreneurs immediately if the occupational healthcare service provider uses Kela’s direct reimbursement system. Companies receive the reimbursement only after submitting an application to Kela. The application must be submitted within six months after the end of the financial year.

It is important to understand that Kela will not reimburse the full amount of the occupational healthcare package if all actions outlined in the annual occupational healthcare action plan have not been carried out.

The planning of occupational health services must be based on an up-to-date workplace survey and the resulting action plan.

Reimbursable expenses must appear in the accounting of the relevant financial year, and the application must be reviewed through workplace cooperation before being submitted to Kela.

At the end of the financial year, we will prepare your annual report for Kela.

Medical and preventive health examinations are an essential part of occupational healthcare, and their purpose is to prevent health risks caused by work. The examinations are carried out when employment begins and at regular intervals thereafter, typically every 3–5 years if the work involves a specific risk of illness. In some cases, examinations may be conducted more frequently, depending on the employee’s health status.

These examinations are primarily performed by an occupational healthcare nurse. A medical examination by an occupational healthcare physician is required when an employee has symptoms suggesting an occupational illness, has been diagnosed with an occupational illness, or has health conditions that may affect work ability.

An employee can turn to the medical center with which his employer has concluded a occupational healthcare contract, only if such an opportunity is voluntarily included by the employer in this contract.

He can also consult a doctor in municipal or private healthcare.